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The coverage you need at a price you want

Bold coverage for California’s roads

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EV Coverage

Specialized coverage for electric vehicles

Rideshare Protection

Coverage for Uber, Lyft, and rideshare drivers

Gap Insurance

Coverage for the gap between value and loan balance

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See how much you can save. Reach California Car Insurance Pros at (877) 411-5200

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About California Car Insurance Pros

At California Car Insurance Pros, we believe quality coverage shouldn’t break the bank. We work with car enthusiasts and commuters across California highways and urban areas to find the sweet spot between comprehensive protection and affordable premiums. Smart coverage, honest prices — that’s our promise.

California Insurance License #OB75129

Frequently Asked Questions

What car insurance is required in California?

California requires minimum liability coverage of 30/60/15 — $30,000 per person and $60,000 per accident for bodily injury, plus $15,000 for property damage. Minimum limits satisfy the law but are often far below what a serious accident costs, which is why many drivers carry higher limits.

What's the difference between liability-only and full coverage?

Liability-only pays for damage you cause to others; it never pays to fix your own car. 'Full coverage' adds collision and comprehensive, which cover your vehicle for accidents, theft, vandalism, and weather. Lenders require full coverage on financed vehicles.

How can I lower my California auto insurance rate?

Compare multiple carriers, ask about California's Good Driver discount, consider higher deductibles, and bundle with home or renters coverage. Rates for the same driver can vary widely between carriers, so shopping matters more than any single discount. Call (877) 411-5200 for a multi-carrier comparison.

Does car insurance follow the car or the driver in California?

Primarily the car. If you lend your vehicle to a licensed driver with your permission, your policy is generally the one that responds first. That's worth remembering before handing over the keys.

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