Have you fallen victim to an underperforming, overpriced auto insurance policy? Believe me when I say you are not the only one feeling buyer's remorse.

Sad but true, a large majority of drivers renewed their policy with the same company for at least the last four years, and about 40% of consumers have never even shopped around for affordable coverage. With the average premium in California being $1,400, drivers could save themselves 35% a year by just comparing rate quotes, but they don't believe the benefits if they moved their coverage to a different company. Due to the fact that there are so many choices of insurance companies, it can be challenging to locate the right insurance company.

Buying affordable auto insurance in South El Monte is not that difficult. If you have coverage now or just want cheaper rates, use these tips to reduce the price you pay without having to cut coverage. Shoppers just need to use how to compare different rates online from multiple companies.

How to find the cheapest auto insurance in South El Monte

The following companies have been selected to offer comparison quotes in South El Monte, CA. If multiple companies are listed, we suggest you get prices from several of them in order to find the lowest rates.

Insurance Rates for Popular Vehicles in South El Monte
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT Crew Cab 2WD $1,366 $683 $114
Chevrolet Silverado LTZ Crew Cab 4WD $1,916 $958 $160
Dodge Ram Quad Cab Laramie 2WD $1,712 $856 $143
Ford Escape Limited 2WD $1,358 $679 $113
Ford F-150 XL Super Cab 4WD $1,318 $659 $110
Ford Focus SE 2-Dr Coupe $1,934 $967 $161
Honda Accord LX-S 2-Dr Coupe $1,498 $749 $125
Honda CR-V EX 2WD $1,280 $640 $107
Honda Civic LX 2-Dr Coupe $1,652 $826 $138
Hyundai Elantra SE Touring Station Wagon $1,080 $540 $90
Hyundai Sonata Limited 4-Dr Sedan $1,936 $968 $161
Nissan Altima 2.5 4-Dr Sedan $1,168 $584 $97
Nissan Rogue SL AWD $1,452 $726 $121
Toyota Camry XLE $1,388 $694 $116
Toyota Corolla LE $1,404 $702 $117
Volkswagen Jetta SE 4-Dr Sedan $1,830 $915 $153
Get Your Own Custom Quote Go

Data variables include married male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include claim-free, multi-policy, multi-vehicle, safe-driver, and homeowner. Price estimates do not factor in specific South El Monte garaging location which can alter rates substantially.

Drive safe and save

The diagram below shows how violations and at-fault fender-benders drive up Honda Civic annual premium costs for different age groups of insureds. The premiums are based on a single male driver, full coverage, $250 deductibles, and no discounts are taken into consideration.

Honda Civic rates are for example purposes only. To get rates for your specific vehicle, click here.

Comparison of auto insurance rates by gender

The chart below illustrates the difference between premium costs for male and female drivers in South El Monte. The premiums are based on no claims or driving violations, full physical damage coverage, $100 deductibles, single marital status, and no discounts are factored in on a Toyota Corolla LE.

Toyota Corolla rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Get lower-cost car insurance with discounts

Not many people think insurance is cheap, but you may qualify for discounts that you may not even be aware of. Some of these discounts will be visible when you complete an application, but a few must be specifically requested before they will apply.Discount car insurance

Please keep in mind that most discounts do not apply the the whole policy. The majority will only reduce the cost of specific coverages such as liability and collision coverage. Just because it seems like having all the discounts means you get insurance for free, insurance companies wouldn't stay in business.

Companies and their offered discounts are:

When quoting, ask every prospective company what discounts are available to you. All car insurance discounts may not apply to policyholders in South El Monte. To see car insurance companies offering car insurance discounts in South El Monte, click here to view.

Why you need to buy auto insurance

Despite the high insurance cost in South El Monte, buying auto insurance is required for several reasons.

The benefits of buying enough insurance are definitely more than the cost, especially if you ever need it. Today the average American driver is overpaying more than $865 each year so we recommend shopping around at least once a year to make sure the price is not too high.

Tailor your car insurance coverage to you

When choosing proper insurance coverage for your vehicles, there really isn't a one size fits all plan. Your needs are not the same as everyone else's and your policy should reflect that.Drive safe and save Here are some questions about coverages that may help highlight if your situation would benefit from professional advice.

If you're not sure about those questions but a few of them apply, you may need to chat with an insurance agent. To find an agent in your area, take a second and complete this form or go to this page to view a list of companies. It only takes a few minutes and can help protect your family.