Would you like an easy way to compare low-cost auto insurance rates in Dixon, CA? Scraping up a payment for high-priced auto insurance in Dixon can dry up your monthly budget and put a big crunch on your finances. Getting a rate comparison is free and is an excellent way to tighten up your finances.

A recent auto insurance study revealed that almost 70% of insureds in California kept buying from the same company for at least the last four years, and just under half have never compared auto insurance rates at all. The average driver in the United States could save $860 each year by just comparing rate quotes, but they feel it's too difficult to compare rates and save money. Online insurance companies like State Farm, Progressive and GEICO constantly blast consumers with TV and radio ads and it is difficult to see through the deception and take the time to shop coverage around.

Cheap auto insurance companies in Dixon

The companies shown below can provide free quotes in Dixon, CA. To locate cheap auto insurance in California, we suggest you click on several of them in order to get a fair rate comparison.

Insurance Rates for Popular Vehicles in Dixon
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Silverado LS Crew Cab 4WD $1,260 $630 $105
Dodge Ram Crew Cab Laramie 4WD $1,680 $840 $140
Ford Escape XLT 2WD $1,124 $562 $94
Ford F-150 Lariat Super Cab 2WD $1,366 $683 $114
Ford Focus SE 2-Dr Coupe $1,758 $879 $147
GMC Sierra Denali Crew Cab 2WD $1,792 $896 $149
Honda Accord EX 2-Dr Coupe $1,462 $731 $122
Honda CR-V EX-L 2WD $1,190 $595 $99
Honda Civic DX 4-Dr Sedan $1,210 $605 $101
Hyundai Sonata GLS 4-Dr Sedan $1,624 $812 $135
Jeep Grand Cherokee Laredo 2WD $1,388 $694 $116
Kia Optima EX $1,586 $793 $132
Nissan Altima 3.5 SR 2-Dr Coupe $1,664 $832 $139
Nissan Rogue S 2WD $1,672 $836 $139
Toyota Camry Hybrid $1,762 $881 $147
Toyota Corolla LE $1,280 $640 $107
Volkswagen Jetta SEL 4-Dr Sedan $1,102 $551 $92
Get Your Own Custom Quote Go

Data rating is based on single male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include multi-vehicle, multi-policy, homeowner, safe-driver, and claim-free. Price estimates do not factor in your specific Dixon location which can decrease or increase prices greatly.

Males versus Females

The illustration below compares car insurance costs for male and female drivers in Dixon. The information is based on no claims, a clean driving record, comp and collision included, $1,000 deductibles, drivers are not married, and no discounts are applied to the premium on a Ford Fusion SEL AWD.

Ford Fusion rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

How accidents and violations affect rates

The example below demonstrates how citations and accident claims raise Nissan Altima insurance costs for each different age category. The premiums are based on a married male driver, full physical damage coverage, $1,000 deductibles, and no discounts are taken into consideration.

Nissan Altima rates are for example purposes only. To get rates for your specific vehicle, click here.

Car insurance discounts are available to cut your rates

The cost of insuring your cars can be expensive, but you might be missing out on some discounts that could drop your premiums quite a bit. Larger premium reductions will be automatically applied when you complete an application, but some discounts are required to be asked about before being credited. If you do not double check each discount you deserve, you are throwing money away.Cheaper car insurance with discounts

One thing to note about discounts is that most credits do not apply to the overall cost of the policy. The majority will only reduce individual premiums such as liability and collision coverage. So when the math indicates you can get free auto insurance, car insurance companies aren't that generous.

Companies that may include some of the discounts shown above include:

If you need lower rates, check with each insurance company which credits you are entitled to. Some of the earlier mentioned discounts may not be offered in your state. To find insurers who offer car insurance discounts in California, click this link.

Local Dixon auto insurance agents

Some consumers would rather get advice from a local agent and that is not a bad decision Professional agents can point out coverage gaps and will help you if you have claims. The biggest benefit of getting free rate quotes online is the fact that drivers can get the best rates and still buy from a local agent. And supporting neighborhood agents is important especially in Dixon.

After filling out this form (opens in new window), your coverage information gets sent to agents in your area that give free quotes for your business. It's much easier because you don't need to find an agent on your own since price quotes are sent to the email address you provide. In the event you want to get a rate quote from a specific auto insurance provider, feel free to search and find their rate quote page and submit a quote form there.

Not all car insurance agents are the same

If you want a reliable agent, there are two types of agencies and how they are distinctly different. Agencies in Dixon are either independent agents or exclusive agents depending on their employer. Either can sell auto insurance policies, but it's a good idea to understand the subtle differences because it can factor into the kind of agent you use.

Independent Insurance Agents

Independent insurance agents are not employed by one company and that is an advantage because they can write policies with any number of different companies and get the cheapest rates. To transfer your coverage to a different company, they can switch companies in-house which is easy for the insured. If you need cheaper auto insurance rates, you absolutely need to get insurance quotes from several independent insurance agents for the best price selection.

Exclusive Agencies

Agents that choose to be exclusive generally can only insure with one company like Farmers Insurance or State Farm. They generally cannot give you multiple price quotes so they have to upsell other benefits. These agents are usually well trained on their company's products which helps them sell insurance even at higher premiums.

Picking the best auto insurance agent is decision based upon more than just the quoted price. Before buying a policy in Dixon, get answers to these questions.

Persistent drivers can save

We covered a lot of techniques to get a better price on car insurance in Dixon. The most important thing to understand is the more rate quotes you have, the better your comparison will be. Drivers may even discover the most savings is with the smaller companies. Regional companies often have lower rates on specific markets than the large multi-state companies such as State Farm, GEICO and Nationwide.

When getting Dixon auto insurance quotes online, don't be tempted to skimp on coverage in order to save money. There are many occasions where an insured cut full coverage to discover at claim time that they should have had better coverage. The aim is to purchase plenty of coverage for the lowest price while not skimping on critical coverages.

More affordable car insurance in Dixon is possible both online and with local Dixon insurance agents, so get free Dixon auto insurance quotes from both of them so you have a total pricing picture. Some companies may not provide rates over the internet and usually these small insurance companies sell through independent insurance agencies.

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