Scraping up a payment for overpriced auto insurance in Chico can consume your monthly budget and force you to prioritize other expenses. Doing a price comparison is free, only takes a few minutes, and is a good way to make sure you're not throwing money away.

A recent auto insurance study revealed that the vast majority of consumers in California renewed their policy with the same company for at least the last four years, and roughly 40% of drivers have never even shopped around for cheap coverage. Drivers in the U.S. can save almost 46.5% each year just by getting comparison quotes, but most tend to underestimate the amount of savings they would get if they replace their high priced policy. Due to the increasing number of auto insurance companies to choose from, it can be hard to find a lower cost insurance company.

Pricing affordable policy in Chico is easy if you know what you're doing. If you have coverage now or are shopping for new coverage, use these tips to reduce premiums and still have adequate protection. Smart shoppers just need to learn the most efficient way to compare price quotes online.

The following companies provide price comparisons in California. In order to find cheap car insurance in California, we suggest you compare several of them to get a more complete price comparison.

Insurance Rate Estimates for Popular Vehicles in Chico
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT 4WD $1,482 $741 $124
Chevrolet Silverado LS Regular Cab 2WD $1,494 $747 $125
Dodge Grand Caravan SE $1,324 $662 $110
Dodge Ram Quad Cab ST 2WD $1,292 $646 $108
Ford Edge SEL AWD $1,366 $683 $114
Ford Escape XLS 2WD $1,128 $564 $94
Ford F-150 XL Super Cab 2WD $1,400 $700 $117
Ford Focus SEL 4-Dr Sedan $1,278 $639 $107
Honda Accord EX 2-Dr Coupe $1,154 $577 $96
Honda CR-V EX 4WD $1,368 $684 $114
Honda Civic EX-L 4-Dr Sedan $1,648 $824 $137
Jeep Wrangler Unlimited Sport Islander Package 4WD 4-Dr $1,192 $596 $99
Nissan Altima Hybrid 4-Dr Sedan $1,690 $845 $141
Toyota Camry Hybrid $1,936 $968 $161
Toyota Corolla XRS $1,710 $855 $143
Get Your Own Custom Quote Go

Prices based on married male driver age 30, no speeding tickets, no at-fault accidents, $1000 deductibles, and California minimum liability limits. Discounts applied include claim-free, homeowner, multi-policy, safe-driver, and multi-vehicle. Rate information does not factor in vehicle garaging location which can affect auto insurance rates noticeably.

Annual premiums for males compared to females

The information below illustrates the comparison of auto insurance rates for male and female drivers in Chico. The rate quotes are based on a clean driving record, no claims, comp and collision included, $250 deductibles, drivers are single, and no policy discounts are applied on a Chevrolet Malibu LTZ.

Chevrolet Malibu rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Are car insurance agents obsolete?

Many people would rather talk to a local agent and doing that can be a smart decision Good agents can point out coverage gaps and will help you if you have claims. An additional benefit of comparing insurance prices online is the fact that you can find the lowest rates and still have a local agent. Supporting local insurance agencies is especially important in Chico.

Insurance agency in ChicoBy using this short form, your information is instantly submitted to companies in Chico that can provide free Chico auto insurance quotes for your car insurance coverage. There is no need to contact an agency since rate quotes are delivered to you instantly. If for some reason you want to get a comparison quote from a specific company, feel free to find their quoting web page and fill out the quote form the provide.

Picking an insurer is decision based upon more than just a low price. Any agent in Chico should have no problem answering these questions:

Vehicle claim statistics

Which makes and models have the most claims? The statistics below show the highest and lowest vehicles for overall likelihood of having claims.

Manufacturer Models with the Lowest and Highest Collision Insurance Claims
Lowest Claims Highest Claims
GMC Canyon Bently Continental GTC
Ford F-150 SuperCrew BMW M6
Nissan Xterra Maserati Ghibli
Ford Edge Bently Continental GT
Smart ForTwo Maserati Granturismo
Ford F-250 SuperCab Bentley Continental Flying Spur

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Auto Insurance Comprehensive Claims by Vehicle Model
Lowest Claims Highest Claims
GMC Sierra 2500 Mercedes-Benz S Class
Chevy Spark BMW M6
Volvo V60 BMW M6
Infiniti QX50 Bentley Continental GT
Nissan Leaf Audi S7
Smart ForTwo Maserati Quattroporte

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Lowest and Highest Liability Coverage Claims by Vehicle Make and Model
Lowest Claims Highest Claims
Subaru Outback Kia Rio
Chevrolet Corvette Dodge Charger
Fiat 500 Kia Optima
Acura MDX Chrysler 200
Audi A6 Chevrolet Cruze
Volvo XC60 Chevrolet Sonic

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Vehicles with the Lowest and Highest Medical Payment Claims
Lowest Claims Highest Claims
Chevrolet Silverado 3500 Chrysler 200
Ford Expedition Chevrolet Sonic
Chevrolet Silverado 2500 Hyundai Accent
Land Rover Range Rover Sport Nissan Versa
Tesla Model S Dodge Charger
Audi A4 Allroad Kia Forte

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years