How long has it been since you compared quotes for more affordable insurance rates in Chino, CA? Chino consumers have many options when looking for the best price on car insurance. You can either spend your time struggling with agents to compare prices or utilize the internet to get rate quotes. There is a better way to find insurance online so you're going to learn the best way to price shop coverage for a and obtain the lowest possible price from Chino insurance agents and online providers.

Auto insurance companies in California

The companies shown below are our best choices to provide quotes in California. To locate cheaper auto insurance in California, we recommend you click on several of them to get a more complete price comparison.

Insurance Rates for Popular Vehicles in Chino
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Colorado LT Extended Cab 4WD $1,118 $559 $93
Chevrolet Malibu LTZ $1,484 $742 $124
Chevrolet Silverado LT Crew Cab 4WD $1,252 $626 $104
Dodge Ram Crew Cab SLT 2WD $1,514 $757 $126
Ford Escape Limited 2WD $1,164 $582 $97
Ford F-150 Lariat Crew Cab Harley 2WD $1,904 $952 $159
Ford Focus S 4-Dr Sedan $1,358 $679 $113
Ford Fusion Sport AWD 4-Dr Sedan $1,972 $986 $164
Honda Accord LX 4-Dr Sedan $1,260 $630 $105
Honda CR-V EX-L 2WD $1,324 $662 $110
Honda Civic SI 4-Dr Sedan $1,990 $995 $166
Honda Odyssey LX $1,370 $685 $114
Nissan Altima 2.5 S 4-Dr Sedan $1,230 $615 $103
Nissan Rogue SL AWD $1,452 $726 $121
Toyota Camry XLE $1,664 $832 $139
Toyota Corolla XLE $1,280 $640 $107
Toyota Prius $1,280 $640 $107
Toyota RAV4 Limited 2WD $1,896 $948 $158
Get Your Own Custom Quote Go

Above prices assume single female driver age 30, no speeding tickets, no at-fault accidents, $250 deductibles, and California minimum liability limits. Discounts applied include multi-policy, multi-vehicle, claim-free, homeowner, and safe-driver. Estimates do not factor in specific garaging location which can revise auto insurance rates considerably.

Drive safe and save

The illustration below demonstrates how traffic citations and accident claims can impact Ford F-150 auto insurance rates for different age categories. The premium estimates are based on a single male driver, full coverage, $1,000 deductibles, and no other discounts are factored in.

Ford F-150 rates are for example purposes only. To get rates for your specific vehicle, click here.

Raise deductibles and save

The example below illustrates how your deductible choice and can raise or lower Toyota Camry insurance costs for different age groups of insureds. The rates are based on a married male driver, comp and collision included, and no discounts are factored in.

Toyota Camry rates are for example purposes only. To get rates for your specific vehicle, click here.

Chino insurance costs are influenced by these factors

Lots of things are considered when you get a price on insurance. A few of the factors are predictable such as your driving history, although others are less apparent like your continuous coverage and annual miles driven.

Discount Chino car insurance quotes

Car insurance is not cheap nor is it fun to buy but you might already qualify for some discounts that can drop the cost substantially. Some of these discounts will be visible at the time you complete a quote, but a few must be requested specifically before you will receive the discount.Discount car insurance

Consumers should know that most credits do not apply to your bottom line cost. Some only apply to specific coverage prices like liability, collision or medical payments. So when the math indicates it's possible to get free car insurance, it's just not the way it works.

A few of the larger companies and some of their more popular discounts are included below.

If you need lower rates, check with each insurance company which discounts they offer. A few discounts may not be available in Chino. If you would like to see a list of companies that provide some of the discounts listed above in Chino, click here to view.

Local Chino insurance agencies

A small number of people still like to get professional advice from a licensed agent and that is not a bad decision Experienced insurance agents can help you build your policy and help submit paperwork. The best thing about getting online price quotes is you may find lower auto insurance rates and still have an agent to talk to.

Insurance agency in ChinoAfter completing this form (opens in new window), your insurance data is submitted to local insurance agents who will give competitive quotes for your car insurance coverage. It makes it easy because there is no need to find an agent because prices are sent to you directly. If for some reason you want to get a comparison quote for a specific company, you would need to search and find their rate quote page and give them your coverage information.

Finding the right provider shouldn't rely on just the price. Before buying a policy in Chino, get answers to these questions.

Upon receiving good answers for all questions you ask as well as offering an affordable quote, it's a good possibility that you have found a company that can be trusted to properly service your car insurance policy.

Can you really save $486 a year?

California consumers can't get away from ads that claim the lowest prices from the likes of Progressive, GEICO, Allstate and State Farm. All the ads make the same claim that people will save after switching your policy.

How does each company say the same thing? This is the way they can do it.

All companies have a certain "appetite" for the type of driver that earns them a profit. A good example of a profitable customer could possibly be between the ages of 30 and 50, carries full coverage, and drives a vehicle with a low ISO rating. A customer that hits that "sweet spot" will probably get the lowest premium rates and will cut their car insurance rates if they switch.

Potential insureds who do not fit these stringent criteria will have to pay higher premiums which usually ends up with the driver buying from a lower-cost company. If you listen closely, the ads state "people who switch" not "everyone who quotes" save money. That's the way companies can truthfully make those statements. Because every company is different, you really should compare free Chino auto insurance quotes often. Because you never know which company will fit you best based on your risk profile.

Insurance claim statistics

Which vehicles tend to have high claims? The following claim statistics list the best and worst vehicle makes and models for the overall chance of having to file claims organized by coverage.

Medical Payment Claims by Vehicle Model
Lowest Claims Highest Claims
Chevrolet Silverado 2500 Chevrolet Sonic
Ford F-250 SuperCrew Chevrolet Spark
Land Rover Range Rover Sport Mitsubishi Lancer
Ford Expedition Dodge Charger
Chevrolet Corvette Nissan Versa
Chevrolet Silverado 3500 Mitsubishi Mirage

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Car Insurance Collision Claims by Vehicle
Lowest Claims Highest Claims
Ford F-150 SuperCrew Maserati Ghibli
Jeep Wrangler Bentley Continental Flying Spur
Smart ForTwo Nissan GT-R
Mini Cooper Bently Continental GTC
Nissan Xterra Ferrari 458
Ford F-250 SuperCab Maserati Granturismo

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Vehicle Make and Models with the Lowest and Highest Liability Insurance Claims
Lowest Claims Highest Claims
Audi A6 Mitsubishi Lancer
Fiat 500 Kia Optima
Volvo XC60 Mitsubishi Mirage
Subaru Forester Chevrolet Cruze
Chevrolet Corvette Hyndai Accent
Acura MDX Chevrolet Impala

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

Comprehensive Insurance Claims by Vehicle Model
Lowest Claims Highest Claims
Infiniti QX50 Audi S7
Chevy Silverado 2500 Mercedes-Benz S Class
Ford F-350 Bentley Continental GT
Nissan Leaf Maserati Quattroporte
Smart ForTwo BMW M6
GMC Sierra 2500 Maserati Granturismo

Data Source: Insurance Institute for Highway Safety for 2013-2015 Model Years

One last note

When getting Chino auto insurance quotes online, you should never skimp on critical coverages to save a buck or two. Too many times, an insured cut liability coverage limits and learned later that they should have had better coverage. Your objective should be to buy enough coverage at the best possible price.

Cost effective auto insurance is definitely available online in addition to many Chino insurance agents, and you should compare price quotes from both to have the best rate selection. Some insurance providers do not offer online rate quotes and most of the time these smaller companies only sell through local independent agencies.

Insureds switch companies for many reasons like poor customer service, lack of trust in their agent, delays in paying claims or not issuing a premium refund. It doesn't matter why you want to switch switching companies can be easy and end up saving you some money.

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